Effective Date: October 2, 2026
This Privacy Policy applies to the UPI Alert App ("Application"), developed and operated by Alnico Tech Private Limited ("Company", "we", "our", or "us").
The Application is designed to provide users with sound alerts and notifications related to UPI payment messages and transaction notifications received on their device.
By downloading, accessing, or using the Application, you agree to the collection and use of information as described in this Privacy Policy.
Depending on the features you use and the permissions you provide, the Application may collect or process the following information.
We may collect limited technical information, including:
To provide UPI payment sound alerts, the Application may require access to relevant notifications received on your device.
Depending on the functionality and permissions granted, the Application may process information contained in payment-related notifications, such as:
This information is processed only as necessary to provide the Application's sound alert and related functionality.
The Application includes an optional "Passbook" feature that builds a record of your bank transactions grouped by bank account. Bank SMS is the only source on the device that identifies which bank account a transaction moved through, so this feature requires SMS read access.
This feature is entirely optional. The Application's payment sound alerts — its core function — work fully without it, and you may decline SMS access and continue using the Application.
The first read happens only after you open the Passbook tab, tap "Scan Transactions", accept an in-app disclosure, and then grant the Android permission prompt. Nothing is read before all four.
Once you have granted the permission, the Passbook refreshes itself when you open or return to that tab, so the ledger is not silently showing yesterday's picture — at most once every 15 seconds, and never while you are on another screen or while the app is in the background. There is no live interception of messages as they arrive.
From bank messages, the Application extracts:
How this information is handled:
READ_SMS permission only. It does not request RECEIVE_SMS, and it registers no background listener, so it has no live feed of your incoming messages and cannot read a message as it arrives. Reads happen only while you are viewing the Passbook tab.If certain features require registration or customer support, we may collect information such as:
The Application is not intended to collect or store sensitive banking credentials such as:
Users should never share such sensitive information with the Application or our support team.
We may use the information collected or processed through the Application to:
The Application may request notification access in order to identify relevant UPI payment notifications and trigger appropriate sound alerts.
Notification access is used only for the functionality provided by the Application and in accordance with the permissions granted by the user.
You may revoke notification permissions through your device settings. However, disabling the required permissions may affect the functionality of the Application.
SMS read access is used solely for the optional Passbook feature described in Section 1. Before the system permission prompt appears, the Application shows you an in-app explanation of what will be read and why, and the prompt itself only appears after you tap "Scan Transactions". Once granted, reads occur when you open or return to the Passbook tab, and never in the background.
You may deny or later revoke this permission from your device settings at any time. Doing so disables only the Passbook view; every other feature, including payment sound alerts, continues to work normally.
We do not sell your personal information.
Information may be shared only in the following circumstances:
Any service providers handling information on our behalf are expected to use appropriate safeguards.
We take reasonable technical and organizational measures to protect information processed through the Application from unauthorized access, misuse, alteration, loss, or disclosure.
However, no method of electronic transmission or storage is completely secure, and we cannot guarantee absolute security.
We retain information only for as long as reasonably necessary to:
When information is no longer required, we take reasonable steps to delete or anonymize it.
You can manage or revoke certain permissions, including notification access and SMS access, through your device settings. Revoking SMS access disables only the optional Passbook feature.
Please note that disabling certain permissions may prevent some features of the Application from functioning properly.
You can turn ad measurement on or off at any time under Settings → Ad measurement.
Where applicable, you may also request information about your personal data or request deletion by contacting us.
You may request the deletion of personal information associated with your use of the Application by contacting us at:
📧 support@alnicotech.com
We will take reasonable steps to process verified requests, subject to applicable legal, security, and operational requirements.
The Application may use third-party services for purposes such as:
These third-party providers may process limited information necessary to provide their services and may operate under their own privacy policies.
If you choose Allow when the Application asks, we use the Meta (Facebook) SDK, provided by Meta Platforms, Inc., to measure how well our advertising works. With your permission, the SDK sends Meta:
We use this only to measure and improve our advertising. We do not send Meta the contents of your payment notifications or SMS messages, your UPI IDs, bank account details or the transactions you receive as a merchant. Meta handles this information under its own privacy policy.
If you choose No thanks, none of the above is sent. You can change your choice at any time under Settings → Ad measurement. You can also reset your advertising ID in your device's Android settings.
The Application is not specifically intended for children under the age of 13.
We do not knowingly collect personal information from children in violation of applicable law. If we become aware that personal information has been collected improperly, we will take reasonable steps to delete it.
Parents or guardians who believe that a child has provided personal information may contact us at:
📧 support@alnicotech.com
We may update this Privacy Policy from time to time to reflect changes in our Application, features, business practices, or legal requirements.
Any updated Privacy Policy will be posted within the Application or on the relevant website or policy page.
Your continued use of the Application after the updated Privacy Policy becomes effective constitutes acceptance of the revised policy, where permitted by applicable law.
If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact:
Alnico Tech Private Limited
📧 support@alnicotech.com